What We Offer
We offer Wealth Management Strategies. We have access to equities, fixed income securities, mutual funds, Exchange Traded Funds (ETFs), Exchange traded notes (ETNs), Unit Investment Trusts (UITs), 529 college plans, annuities, insurance, alternative investments, structured products, and access to Separately Managed Accounts, in addition to investment consulting services.
For advisory accounts, the fees will depend on assets under management, and for brokerage accounts, commissions will depend on the individual investments within the portfolio.
For corporations and institutions, we offer 401(k) Retirement Plan services.
Fee Structure
Calculating fees is one of the most important things we do with our clients; but it can't be a flat fee for everyone, because our clients have different needs, and different level of assets, and may use many products. Where there are situations in which we may be able to assist with account fees at the 0.50% level, there are also times when we can only do it at the 2.50% level. It has to do with what we are doing, what is the level of assets we are putting to work for you, and what products we are using to toward our goals. Also, some of our platforms have fees in the lower end of the spectrum, if however, we are using sophisticated strategies, or portfolio managers from our vetted list using Separately Managed Accounts, the fee may at the higher end of the spectrum.
Outside of the advisory accounts, commissions are determined by the products used.
We would like our clients to know as much as possible about how the fees and commissions are calculated, and many times, when we know the costs will have an impact to our client's account, we may encourage our client to choose something at a lower cost, or potentially more efficient in the long term.
If you have a situation you like us to assess the fee structure for you, please let us know and we will be happy to assist you.